:root{--navy:#13294B;--teal:#0088B0;--cyan:#5CC8E0;--ink:#1b2433;--muted:#5b6575;--line:#e3e7ee;--soft:#f4f7fa;--white:#fff}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:var(--teal)}
img{max-width:100%;display:block}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
header.top{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.95);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
header.top .logo img{height:32px;width:auto}
nav.links{display:flex;align-items:center;gap:24px}
nav.links a{color:var(--ink);text-decoration:none;font-size:15px;font-weight:500}
nav.links a:hover{color:var(--teal)}
.btn{display:inline-block;padding:11px 22px;border-radius:8px;font-weight:600;font-size:15px;text-decoration:none;border:1px solid transparent;transition:.15s}
.btn-primary{background:var(--navy);color:#fff!important}
.btn-primary:hover{background:#0d1d36}
.btn-light{background:#fff;color:var(--navy)!important}
.btn-outline{border-color:rgba(255,255,255,.6);color:#fff!important}
.btn-outline:hover{background:rgba(255,255,255,.1)}
.hide-sm{display:inline}
.hero{background:var(--navy);color:#fff;padding:88px 0 96px}
.eyebrow{color:var(--cyan);font-weight:600;font-size:13px;letter-spacing:.12em;text-transform:uppercase;margin:0 0 14px}
.hero h1{font-size:clamp(34px,5vw,54px);line-height:1.1;margin:0 0 20px;max-width:780px;letter-spacing:-.02em}
.hero p.lead{font-size:19px;color:#c9d6e6;max-width:640px;margin:0 0 32px}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap}
section{padding:80px 0}
section.alt{background:var(--soft)}
h2{font-size:clamp(26px,3.4vw,36px);line-height:1.2;color:var(--navy);margin:0 0 12px;letter-spacing:-.01em}
.sub{color:var(--muted);font-size:17px;max-width:680px;margin:0 0 40px}
.grid{display:grid;gap:20px}
.g4{grid-template-columns:repeat(4,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:26px}
.card h3{margin:0 0 8px;font-size:18px;color:var(--navy)}
.card p{margin:0;color:var(--muted);font-size:15px}
.card ul{margin:12px 0 0;padding-left:18px;color:var(--muted);font-size:14px}
.num{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;margin-bottom:14px}
.tag{display:inline-block;font-size:12px;font-weight:600;color:var(--teal);background:#e6f5f9;border-radius:999px;padding:3px 10px;margin-bottom:12px}
.band{background:var(--navy);color:#fff;border-radius:16px;padding:48px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.band h2{color:#fff;margin:0 0 6px}
.band p{color:#c9d6e6;margin:0}
footer.site{border-top:1px solid var(--line);padding:36px 0;font-size:14px;color:var(--muted)}
footer.site .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
footer.site a{color:var(--muted);text-decoration:none;margin-left:20px}
footer.site a:first-child{margin-left:0}
footer.site a:hover{color:var(--navy)}
.legal{max-width:820px;margin:0 auto;padding:56px 20px 80px}
.legal h1{color:var(--navy);font-size:36px;margin:0 0 6px}
.legal .meta{color:var(--muted);margin:0 0 36px}
.legal h2{font-size:21px;margin:36px 0 10px}
.legal p,.legal li{font-size:16px}
.legal ul{padding-left:22px}
@media (max-width:900px){.g4{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:1fr}}
@media (max-width:640px){.g4{grid-template-columns:1fr}nav.links a.navlink{display:none}.hero{padding:64px 0 72px}section{padding:60px 0}.band{padding:32px 24px}footer.site a{margin:0 16px 0 0}}
nav.links a.navlink-login{font-weight:600;color:var(--navy)}